Questions and Answers
Q: Does my U.S. insurance policy cover me in Mexico?

A: Some U.S. and Canadian policies may cover your vehicle for physical damage. The
Mexican government, however, doesn't recognize U.S. or Canadian policies as valid
insurance in Mexico.
Q: Does my U.S. insurance policy cover me in Mexico?

A: Some U.S. and Canadian policies may cover your vehicle for physical damage. The
Mexican government, however, doesn't recognize U.S. or Canadian policies as valid
insurance in Mexico.
Q: What if I have a loan on my vehicle?

A: If you have a loan on your vehicle or trailer, most lenders will require that they be
furnished a copy of your policy indication that the unit is insured while it is in Mexico.
Upon request, we will supply a "lienholder" copy of the policy naming your bank or
financial institution as lender. Always make sure you allow enough time before your trip
into Mexico to allow for the handling of paperwork.
Q: If I tow a trailer, boat, or another vehicle, do I need to insure them?

A: No, but it must be listed on the policy with the towing vehicle, otherwise the towing
vehicle's insurance could be voided in the event of an accident or loss.
Q: If I am borrowing a vehicle, will I need any special documents?

A: Yes, you should obtain a notarized affidavit of permission from the legal owner?
Q: What is Liability Only?

A: The Liability Only policy provides the minimum vehicle insurance required by the
Mexican government. Included in this coverage is property damage caused by your
vehicle, legal liability for injuries or death of persons not in you vehicle, and medical
expenses for you or other persons in your vehicle.
Q: Do I need a Mexico Car Permit?

A: Only if you plan to drive in mainland Mexico beyond the border areas, or plan to
transport a vehicle by ferry from Baja California to mainland Mexico. Permits are not
required for travel on the Baja California peninsula.
Q: What is Legal Aid Coverage?

A: In Mexico, a traffic accident is considered a felony, it is possible that you will be
detained by the authorities, with your vehicle impounded, until they conclude their
investigation. Legal Aid helps prevent this, with one phone call an attorney will come to
your assistance, and negotiate your immediate release, as well as the release of the
vehicle. 


Reference also: Mexican Auto Insurance